HomeFinancial servicesCase study · P-009

Hydroca: Fintech platform.

A web app for payments & finance, built with React. Accounts, invoices and settlements reconcile against one ledger, so every balance can be explained and audited.

Selected clients since 2008
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The challenge.

  • Money movement, billing and reconciliation were split across tools and manual steps.
  • Users needed to pay, get paid and see where funds stood in one product.
  • Every transaction had to be recorded accurately and be auditable.
  • Disputes and corrections had to be traceable back through the ledger, not patched over.

Our approach.

  • Built the web app with React for payments, invoicing and balances.
  • Backed it with a REST API over a consistent transaction ledger.
  • Modelled accounts, invoices and settlements so balances are always reconcilable.
  • Kept sensitive flows validated and audit-friendly.
  • Made every ledger entry immutable and every correction an explicit, auditable event.

The outcome.

  • Users pay, bill and reconcile from one product instead of separate tools.
  • Every transaction is recorded against an auditable ledger.
  • Balances stay reconciled rather than reconstructed later.
  • Disputes resolve by reading the ledger, not reconstructing history.

Where AI fits in financial services.

Retrieval over policies, filings and statements, assistants for analysts and operations teams, and document checks that leave an audit trail a regulator can follow.

Explore AI development
“Enigmatix Global did some great work for Sainsbury's, bridging complex interactions between some older less flexible systems, some rigid vendor solutions and the new systems we were building. The software Enigmatix Global developers wrote stood up well, long beyond the interim scope of it needing to work for 12 to 18 months, and was still in active use 5 years after its creation, since it was part of mission-critical systems.”
Fraser PearceSenior Engineering Manager, Sainsbury's

Let's build from here.

Thirty minutes with an engineer who builds. No sales, no drip campaign. If we're the wrong fit we'll tell you and point you somewhere better.

Response
Within one working day
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Two-week discovery