Enigmatix Global
HomeEducationCase study · P-007
Education · Financial education app

Moneymaze: financial literacy for a credit union's members.

A financial education mobile app built for a credit union with Python, Django, Django REST Framework and React Native. Alongside budgeting education it runs a simulation exercise in which participants make a sequence of real-world financial decisions against a fixed income and see the consequences play out.

Selected clients · 2008 – today
Power to LiveRBM GlobalDragonflySquiblerMOOSainsbury'sMPCX-LinkPower to LiveRBM GlobalDragonflySquiblerMOOSainsbury'sMPCX-LinkPower to LiveRBM GlobalDragonflySquiblerMOOSainsbury'sMPCX-Link
The problem

The challenge.

  • Financial education fails when it is delivered as information: people do not change behaviour because they were told a fact about compound interest.
  • The simulation exercise had to model interacting decisions — housing, transport, insurance, unexpected costs — where the lesson comes from the trade-offs rather than from any single choice.
  • It runs in facilitated group sessions as well as individually, so it had to work with a room of participants moving at different speeds without a facilitator managing each one.
  • It carries a member-facing institution's name, so the reliability and privacy expectations were those of a financial product rather than an educational one.
The plan

Our approach.

  • Put the simulation rules in Django on the server rather than in the client, so the scenario logic is reviewable and changeable centrally and cannot be inspected or altered by a participant.
  • Modelled a run as a sequence of decisions against an evolving financial state, which makes each choice's consequence traceable rather than delivered as an unexplained final score.
  • Built the client in React Native so a single codebase serves both platforms, keeping a facilitated session consistent regardless of what device a participant brought.
  • Kept the API stateless per decision through Django REST Framework, so a participant losing connectivity mid-session resumes rather than restarts.
  • Held only what the exercise requires — simulation state, not real member financial data — because the safest way to protect sensitive data in an educational product is not to collect it.
The result

The outcome.

  • Learning comes from consequence rather than presentation: participants see how earlier decisions constrain later ones.
  • Scenario content can be revised centrally without shipping an app release.
  • The exercise runs in facilitated group sessions with participants at different points without co-ordination overhead.
  • The app carries no real member financial data, which keeps the privacy surface small.
Trusted by our clients

What partners
tell us.

Most clients renew for a second engagement. The ones who don't usually hire someone from our team to run the project in-house.

We are a mental health charity and not tech-minded. We needed to improve our patient registration system but wanted a company that we can relate to. Hassan took the time to meet with me and patiently went through our process to find a personalised solution for us. Hassan's team did a great job streamlining our process and connected our registration system to our patient management software. Whenever we have a glitch, they resolve this quickly. Enigmatix Global provides a personal and efficient service and we have adopted them to be our IT provider.
Tien Kuei, CEO at Power to Live Foundation
Tien Kuei
CEO · Power to Live Foundation
I am writing to wholeheartedly recommend Enigmatix Global as a premier bespoke software development agency. Our journey with them has been nothing short of exemplary, far exceeding our initial expectations. While many agencies can develop based on strict specifications, Enigmatix Global demonstrated an incredible commitment to our project that was truly unparalleled.
Robert McPherson, Managing Director at RBM Global Ltd
Robert McPherson
Managing Director · RBM Global Ltd
Dragonfly has been working with the team at Enigmatix Global for several years now on building out our web-based platform and APIs. One of their strengths is quickly building out a multi-disciplinary team to work on the development and delivery of features with different technical requirements. Their support has allowed us to accelerate our development work without building an internal team. They have also worked seamlessly with other third parties both during the acquisition of Dragonfly and development of our mobile app. Enigmatix Global has been instrumental in bringing our ideas to life and providing guidance to help us make the best technical decisions. I would recommend getting in touch with them if you're looking for support.
Rebecca Palser, COO at Dragonfly
Rebecca Palser
COO · Dragonfly
Frequently asked

Common questions, answered.

  • We've been building software since 2008. Eighteen years of delivery across finance, healthcare, retail, logistics, energy, the public sector, and beyond. We're a consultancy, not a body-shop, and we've kept the same engineering discipline across every engagement shape.

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